Fractional CFO & Advisor
Your business deserves a financial co‑pilot.
I help service-based business owners get clear on cash flow, build financial systems that work, and protect what they’re building, without the cost of a full-time CFO.
business owners served nationwide
Two decades inside the numbers of private companies
Sound familiar?
Most service businesses are flying blind financially: not because you’re bad at business, but because no one taught you how to run the financial side of one.
Revenue is up, but you can’t say where the money went
Cash flow is unpredictable and you pay yourself last
Big decisions made without a financial expert
No P&L review, forecasting or KPI tracking
Revenue is growing faster than profit
No plan if you can’t work tomorrow
These aren’t signs of a failing business. They’re signs of a growing one that needs the right financial partner in the room.
Years in finance
Years at PwC
Clients served
Minutes to assess
The framework
Clarity. Control. Confidence.
Every engagement follows the same three phases, because lasting financial results come from sequence, not shortcuts.
How we work together
Three ways to get the financial leadership you need.
From a single focused session to an ongoing CFO partnership, with protection planning built in when you need it.
CLARITY
Financial Clarity Session
A focused 30-minute working session on your cash flow, P&L and top priorities. You leave with a written action plan.
Start here
30 minutes
Virtual
Written Analysis
STRATEGY
Strategic Advisory Session
A paid consultation for business owners who need expert guidance but are not currently enrolled in ongoing Fractional CFO services.
Most popular
30 - 60 MINUTES
Ongoing partnership
PROTECTION
Business Protection Review
We identify your exposure (key person, buy-sell, income protection) and build a plan that covers what’s actually at risk.
Protection
Review
Written plan
Free assessment
Not sure where to start?
Take the Business Finance Assessment: 6 questions and a personalized result that tells you exactly what your business needs most right now.
About Victor
A financial partner who’s been in the room, and in the trenches.
Before founding my own practice, I spent 8 years at PricewaterhouseCoopers as a tax accountant inside the financial lives of private companies, seeing firsthand what separates businesses that scale from businesses that stall. As a licensed insurance producer, when I find a protection gap I can help you close it, not just flag it.
I work with service-based business owners who are done guessing and ready to run their finances with the same seriousness they run their business.
PwC
8 years, Private Company Services
20+ years
Tax, advisory and business credit
Licensed
Insurance producer, where appointed
Modern tools
AI-powered financial visibility
Insights
Clear thinking for business owners.
Practical notes on cash flow, financial systems, and protecting what you’re building.
Cash Flow
·
Why Profitable Businesses Still Run Out of Cash
Profit and cash are not the same thing. Here’s why a business can look healthy on paper and still struggle to make payroll, and what to watch instead.
6 min read
Financial Systems
·
The 30-Minute Monthly Review That Changes How You Decide
You don’t need a finance degree to run your numbers. You need a consistent monthly habit. Here’s the simple review I walk clients through.
5 min read
Protection
·
Key Person Coverage: The Protection Most Service Businesses Overlook
In a service business, the most valuable asset often walks out the door every evening. Here’s how to think about protecting the business if that person can’t work.
6 min read
FAQ
Who is this for?
What’s the difference between a fractional CFO and an accountant?
Do you offer investment advice?
How quickly can we get started?
Do you work outside New Jersey?
How does life insurance fit into your CFO work?
Book a call
Stop guessing. Start leading your finances.
The Financial Clarity Session is the fastest way to get clear on where your business stands and what needs to happen next.
90 minutes · Written deliverable · Virtual